1. Ownership

This website is owned and operated by Skyline Funding Capital LLC, doing business as Skyline Funding (“Skyline,” “we,” “our,” or “us”). Skyline respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, services, and any content or features we own or operate (collectively, the “Site” or “Services”).

2. Acceptance of Terms

By accessing, browsing, or using our Site or Services, you consent to the practices described in this Privacy Policy. If you do not agree, you should immediately discontinue use.

3. Types of Information We Collect

We collect information about you and your business when you access or use our Site and Services. This includes:

3.1 Personal Information

Information that can be used to identify, relate to, or describe you, including but not limited to:

• Personal Identification: Full name, date of birth, phone number, address, email, Social Security Number (SSN), IP address, photographs
• Formal Identification: Driver’s license, passport, national ID, visa, tax ID
• Financial Information: Bank account details, tax returns, profit and loss statements, wire instructions, credit score
• Business Information: Company name, EIN, ownership structure, Articles of Incorporation
• Transactional Information: Payment details, timestamps, transaction history
• Employment Info: Office location, job title, employment details
• Correspondence: Survey responses, support requests, call recordings
• Device/Usage Data: Browser type, operating system, referral URLs, device ID

We may not be able to serve you if you choose not to share required information.

3.2 Information from Third Parties

We may also collect information from:

• Public databases
• ID verification services
• Credit bureaus
• Joint marketing partners
• Lead providers or resellers

4. How We Collect Information

• Directly from forms you complete
• Automatically through cookies and usage tracking
• Through third-party integrations you authorize
• During the funding application process
• Through emails, calls, and other communication methodsWe may contact you via email, phone, or SMS. You can opt out of promotional messages at anytime.

5. How We Use Your Information

We use your information to:

• Provide and improve our Services
• Process funding applications
• Perform identity and credit verification
• Communicate with you (transactional and marketing)
• Ensure platform security and fraud prevention
• Conduct analytics, testing, and product development
• Comply with legal and regulatory obligations

6. Sharing of Information

We may share your information with:

• Lenders, funders, and brokers with your consent
• Service providers and partners that support our operations (e.g., data storage, analytics, compliance)

• Professional advisors such as legal and accounting
• Regulatory and law enforcement agencies as required by law
• Third parties for any other purpose with your consentWe do not sell your personal information for monetary compensation. However, we may share data in ways that could be interpreted as a “sale” or “sharing” under California law. You may opt out of such sharing (see Section 10).

7. Cookies & Tracking Technologies

We use cookies, web beacons, pixels, and similar technologies to:

• Understand usage patterns
• Improve user experience
• Enable retargeting and advertising

You can opt out of cookies via browser settings or through the Network Advertising Initiative opt-out page.

8. How We Protect Your Information

Skyline employs industry-standard safeguards to protect your information, including:

• Encryption and secure data storage
• Access controls and authentication
• Firewalls and network monitoring
• Regular audits and vulnerability assessments

While no system is 100% secure, we are committed to maintaining the confidentiality and integrity of your data.

9. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in

this Privacy Policy or as required by law. This may include:

• Regulatory and legal obligations
• Dispute resolution
• Enforcement of agreements

10. Your Rights & Choices

You have the right to:

• Access, update, or delete your personal information
• Opt out of receiving marketing communications
• Withdraw consent for data processing
• Request that we do not “sell” or “share” your information under applicable laws

To exercise your rights, contact us at:

management@skylinefundingcapital.com

We will respond to all requests as required by law.

11. California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), including:

• The right to know the categories of personal information we collect and the sources
• The right to know how we use and disclose your information
• The right to request access to or deletion of your personal data
• The right to correct inaccuracies
• The right to opt out of data sharing or selling
• The right to limit use of sensitive personal information
• The right to non-discrimination when exercising your rights

To exercise any of these rights or to designate an authorized agent, email us at

management@skylinefundingcapital.com.

We have disclosed the following categories of personal information in the past 12 months:

personal identifiers, business data, financial data, and device information.

12. Children’s Privacy

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect

personal information from minors.

13. Changes to This Privacy Policy

We may update this policy from time to time. The updated policy will be posted on this page with

a new “Effective Date.” Continued use of our Site or Services after changes indicates your acceptance of the revised policy.

14. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

management@skylinefundingcapital.com

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